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Creating A Budget

Creating A Budget
Creating a budget is not easy. It’s probably why so few people actually sit down and create one. Those who do have generally run into some financial problems (i.e. have hit bottom) are, more or less forced to do so. If you follow these 6 steps, and take a few minutes of your time each month, you can have a budget that not only keeps you out of financial trouble, but may also help you...
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Helping Your Money Go Further

Helping Your Money Go Further
How often do you look at your bank account statement and wonder where it is all your money is going? You could sit down with a pencil and paper and try to figure it out, but we’ve decided to help you out (although it is recommended that you take note of your monthly expenditures). In this article, we will show you 7 ways to save your money, which, in the long run, will help to make...
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Personal Budgeting

Personal Budgeting
“Making ends meet” is something you have heard more than a handful of times. It’s a common saying like, “living pay check from pay check”. These are sayings from people who have no finance plans. They have not stopped and thought up any strategies in order to pay off their debts, start saving some money and/or paying for future expenses. This is what a personal budget is. It’s a...
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Saving With Debt

Saving With Debt
When in debt, the last strategy we think about is saving money. However, it is possible to create some savings for yourself while you’re in repayment of debts. In fact, many financial experts not only agree with this strategy, but also strongly encourage it, suggesting that only a quarter of your income should be put towards your debt. These experts also state that not only...
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Staying On Budget

Staying On Budget
When it comes to your finances, one of the most problematic, and stressful, situations is when your finances get out of control. One of the best methods to avoid such financial pitfalls is to create a budget for yourself. However, as we all know, creating a budget can, in and of itself, be a difficult task, let alone the often more difficult task of sticking to that budget. But there...
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