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Alternative Investments

Alternative Investments
An alternative investment is an investment in anything that is not a bond, cash, stock or real estate. So, an alternative investment can be quite a lot of different things, such as: carbon credits, film production, art, stamps, hedge funds, commodities and private equity. In this article, we will be looking more closely at these last 3 types of alternative investment. Hedge Funds What...
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Auto Insurance

Auto Insurance
Auto Insurance Auto insurance is extremely important; in fact it is against the law to drive without it. That is why finding the right insurance that meets your driving needs at the right price is imperative. Auto insurance helps to protect you and other drivers from the high costs that can occur after an auto collision or accident. This includes costs to replace your vehicle, and any...
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Income Taxes

Income Taxes
Income taxes are a type of tax that the federal government will receive from people’s earnings at either a local, state or federal level. The amount that a particular class of society should be taxed has always been up for debate, and governments have imposed progressive, proportional and regressive taxation methods. While progressive is mainly focused on taxing the rich more than the...
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Insurance Brokers

Insurance Brokers
Finding the right insurance usually requires some assistance, and to get knowledgeable help you may want to turn to an insurance broker. An insurance broker is there to direct people to the right type of insurance. An insurance broker may play a variety of different roles but all relate to insurance including promoting, soliciting and negotiating insurance payouts. There are many...
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Penny Stocks

Penny Stocks
Penny Stocks Penny stocks are very small public shares of a company. Penny stocks are traded on the OTC Bulletin Board (also commonly known as Pink Sheets).These stock shares trade at low prices, which can lead to the market being risky for such stocks. That is because investors, new and old, can be tempted by the ease of purchase with the hopes of making a substantial profit, and...
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Property Taxes

Property Taxes
Property taxes are a monetary contribution that the owner of a particular property are required to pay. The way that property taxes are levied differs by country, but in the United States, they are managed at a local level. There are four broadly defined types of property that may be taxed: Land Whatever improvements have been made (thus creating or adding immovable man-made objects)....
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Saving Money On Income Taxes

Saving Money On Income Taxes
Most individuals spend a big chunk of their income paying taxes. This is largely due to the fact that they do not make themselves aware of new tax laws and tax credits that may be available to them. However, being well educated on the topic can lead to significant tax savings. Charitable Donations When filing your tax return, be sure to list each charity that you made a donation to in...
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Savings Bonds

Savings Bonds
Savings bonds are assets that are sold by the government. This means that when the government needs to borrow money from the public to finance expenditures, they issue bonds that pay interest. Government savings bonds are considered to be one of the safest assets to hold since it is unlikely that a government will default on its debt obligations. Types Paper savings bonds are no longer...
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Traditional Investments

Traditional Investments
The term “Traditional investments “typically refers to the most common types of assets that are traded in the financial markets, which are stocks, bonds and real estate. However, investors who put money in traditional investments will allocate their funds according to the level or risk they require. For example, a more risk averse individual will tend to put their money in safer assets...
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